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Seller Tips to Sell: 25 Fix and Polish Ideas

The first step should be to ask for a walk through. We can help you decide what to pack and what should stay or connect you with professionals to lighten the load.


1. Clean the entire home thoroughly. This is not your everyday cleaning, this is deep clean til it shines. Shampoo carpets, wash walls, clean sills, window screens and blinds. Even the outside windows should be cleaned to let the light in. Clean out light fixtures, fan blade,  dust shelving and more. Fresh caulk is a good idea. Get detailed here.

2. Clean the clutter from all closets, cupboards and cabinets. You really cannot pack up enough so have at it. The more clear space, the better.

3. Make your rooms look as spacious as possible. Store unnecessary furnishing items that make your home look crowded.

4. Arrange furnishing so that it is easy to walk through your home. WE STAGE AT NO ADDITIONAL COST so ask for… Read More

Home Finance Information

How much home can you afford? Whether it is your first or your last home, figuring out what you can afford and what is the best loan for your family can be daunting. Read up on the most common loans below to help you make the most of your money matters! Feel free to apply online or use the lender of your choice for additional and personal advice! And, word to the wise: I was a mathlete so if you are not a crazy number lover like me: partner with a top notch lender and they’ll compare and break it down in your favor! Ok here goes:

Fixed-Rate Loans

The fixed-rate mortgage is the most popular mortgage program in use today. Fixed-rate loans offer the borrow a fixed interest rate for the life of the loan, typically 15 year, 20 year or 30 years terms. Your principal and interest payment cannot go up orRead More

Home Loan Shopping Rules

To make an educated, apples-to-apples comparison on home loans we suggest using the following tips:

1. Always use a local lender. Seriously. Being able to sit down to explain or work hand-in-hand with a real person is invaluable during this key moment in your financial life. I’d even go so far as to say that here in the Casper area, having a non-local prequel can lead to nerves on an offer before a deal is even done. This is because many online mortgage companies make it easy to prequalify but pull their endorsement before the deal closes with little repercussion. Make sure you are dealing with a local lender.

2. Understand Estimates. A couple hundred dollar difference in bottom line fees on an estimate is meaningless because of the variations in how lenders calculate costs. All estimates within a couple hundred dollars either way should be considered equal when lender comparison shopping.

3. Don’t fall for fluff. Experience counts not sales pitches. You want someone who actually cares… Read More

Closing costs, explained.

Realtors and Lenders toss around terms and we sometimes forget that you don’t use them everyday like us! Our home buyer tips has a glossary of terms to help you acquaint yourself with common real estate terms. Closing costs tend to be the most confusing, even for the experienced buyer.

Here is an overview of the types of closing costs you may incur on your loan. Some are one-time fees, while others reoccur over the life of the loan. When you apply for your loan, you will receive a Good Faith Estimate of Settlement Charges, a one page summary which will break out all fees, charges as well as your payment and cash to close. As you shop, you should always be asking for an updated Good Faith so you can review and address your money portion of the deal. Since understanding closing costs and reading a Good Faith Estimate (GFE) is HARD; the best option is to sit with your lender or realtor and… Read More

The Good Faith Estimate Explained

Lenders are held to a high standard of accountability with the use of the standard Good Faith Estimate. This means you really should know your payment and cash to close for your transaction. Your lender must meet strict rules on timing and the quality of their estimate to protect you-the buyer or consumer.

Let’s start the top half of Page 1 of the new Good Faith Estimate (GFE) form

Name, address, etc of both the lender and the customer. It also asks for a Property Address. The property address is important. There are different requirements if you don’t have an actual property address. Obviously refinance transaction will have an address right away. If you are buying a home, you may or may not have an actual property address at the time the estimate is done so be sure to get an updated estimate before and/or after you offer.

The “Important Dates” Section

Line 1: Lenders must list a date and time… Read More

Finding your home’s best selling price

Expect Best Opportunities Within the First Few Weeks

Statistics show that the best opportunity to sell your home is often within the first few weeks of putting it on the market. This can be good news, or bad, depending on your motivation. Some homes sell right away, while others sit on the market for months without a single offer.

To maximize your selling opportunity, it is important that your home be priced right. What is the right price? Many factors will determine your home’s best asking price. Our current real estate market has a lot to do with it. Using sound judgment, research, and experience, a good agent can help you determine the right price for your home. They will help you evaluate your location, the recent sold data, current market trends, and your home’s special features that set it apart from the competition.

List to Sell

Ask me what the current absorption rate and pricing trend is for YOUR area. The most common question I get is why… Read More

20 Steps to a Successful Home Purchase

If you’ve decided it’s time to buy a home, you may be a little overwhelmed about all the things you need to do and decide on. Here’s a handy list of steps you should take on the way to your new home.

1. Select a professional real estate agent, like me!

2. Investigate mortgage programs with a reputable lender

3. Get pre-approved for a loan

4. Develop a “needs and wants” list for your house, with your Realtor

5. Tour homes

6. Pare down your choices using your “needs and wants” list

7. Write a purchase offer for the home with your Realtor; review a good faith estimate with your lender

8. Negotiate the contract with the sellers

9. Sign the bottom line and start packing!

10. Deliver Earnest Money

11. Schedule a home inspection

12. Attend the home inspection

13. Negotiate defects found on home inspection

14. Order Appraisal; go through lender disclosures

15. Fix Appraisal-required Repairs

16.… Read More

Questions To Interview Any Agent

Can you give me some reviews of your work?

A great follow up to this is, may I call one or two of your former clients? I especially like to ask about intermediary sales—where the agent has worked with both buyer and seller. If those clients are happy, chances are integrity played a part.

How much real estate do you sell?

Ask if it is mostly residential and how their volume and number of transactions compares with the average area agent. We sold 9M last year with 56 transactions; ranked fourth and the biggest small firm. The average agent sold 8 units. This is really testing the agent’s area knowledge and selling aptitude.

What is your selling style?

This is to find out if they are a relationship seller, as we are. Someone who handles buyer, seller and even renting so we are here long after closing for YOU. Others are simply buyer’s agents and tend not to worry about… Read More

Insider Tips For Home Buyers

Teamwork Leads to Success.

You don’t ask a lawyer to fix a sink and you pay for what you get. Teaming with a true real estate professional and exceptional real estate lender makes all the difference in the world for a smooth and safe purchase. Buying a FSBO or a new construction home directly often mean you are putting yourself in a room with people who are very nice—nice and ready to promote their own interest. Your buyer’s agent’s job is to protect, promote and advocate for YOU. We’ll earn our commission and help your family’s financial future the best start we can. We absolutely never charge our buyers.


I call it MLS vigilance. Our site has UP-TO-THE-MINUTE home search so you can watch for the best new listings. You work and have a life with friends and family. You need an agent who practices mls vigilance—monitoring continuously so you can stay on top of the ever changing market.… Read More